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Double Indemnity

Double Indemnity

In the classic 1944 film noir, "Double Indemnity", insurance salesman Walter Neff (played by Fred MacMurray), gets into some pretty hot water involving his client (Barbara Stanwyck) and his co-worker (Edward G. Robinson). Neff tries to misuse the concept of double indemnity and he pays a heavy price. Surprisingly, double indemnity works very well for the rest of us. Exercise, healthy nutrition, proper rest, and regular chiropractic care can pay off, not only double, but often in many multiples. However, before we begin reaping these benefits we have to know where to look and how to make use of this property we all get for free.

Out in the world, insurance policies pay us a benefit when problems arise. Car insurance, home insurance, life insurance, and health insurance are all financial instruments that compensate people (in some degree or other, more or less) when things go wrong. Inside our bodies, double indemnity is turned on its head. When we do things that are good for our health and well-being, our built-in "insurance policies" pay off double, sometimes triple, and sometimes in ways that cannot even be calculated.

Let's consider a person who is overweight, possibly seriously overweight. That person decides, much like Howard Beale in the multiple-Academy Award-winning film "Network" (1976), that he is "not going to take this anymore". He declares to himself that he will begin to lose weight. He makes a commitment to start exercising regularly and eating nutritious food. Change takes time, and sooner rather than later he loses a few pounds. Then he loses a few more. After three months he's 12 pounds lighter, and after six months he's more than 20 pounds lighter than when he first chose to live a healthier life.

By now his body's double indemnity clause has started to pay off. He began doing some things, began engaging in a healthy new lifestyle, and he begins to reap the benefits. Owing to his new exercise program and his new diet, his blood pressure begins to go down. His insulin levels begin to stabilize,1 rather than spiking and falling off drastically throughout the day. His blood glucose levels become steadier, too, and his cells, organs, and tissues (particularly his brain) are beginning to receive consistent supplies of oxygen and other precious nutrients.2 His immune system gets stronger.3 As a direct result, his stress levels are going down and his heart rate is steadier. His sleep is more restful and he has more energy throughout the day. There are many other benefits, too, known only to him and his loved ones.

Our built-in double indemnity clause is primed for action. It is ready to kick in and begin an open-ended flow of good health and well-being. All we need to do is begin taking consistent actions that will enable our innate powers to function in the ways they were designed to function.

1Bloem CJ, Chang AM: Short-term exercise improves beta-cell function and insulin resistance in older people with impaired glucose tolerance. J Clin Endocrinol Metab 93(2):387-392, 2008
2Ahmadi N, et al: Effects of intense exercise and moderate caloric restriction on cardiovascular risk factors and inflammation. Am J Med 124(10):978-982, 2011
3Walsh NP, et al: Position statement. Part one: Immune function and exercise. Exerc Immunol Rev 17:6-63, 2011
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  • Dr.
    Joan Kim-Wagner
    Executive Director of Evergreen Wellness
    Dr. Joan Kim-Wagner, L.Ac, Ph.D is a third generation acupuncturist whose family instilled in her the dictate to, “Help others with love and holistic guidance.” Dr. Kim-Wagner earned her Masters of Science in Acupuncture and Oriental Medicine at Dong-Guk University in Los Angeles. She earned her Ph.D. in Acupuncture and Oriental Medicine at Yuin University in Southern California. She is a board certified acupuncturist in the state of California, where she has been in private practice since 2003 and is nationally certified through the NCCA. She continues to revolutionize the field of acupuncture and increase her own knowledge through ongoing study with numerous acupuncturist Masters from around the world.

Los AngelesTop-Rated Acupuncturist, Doctor Joan Kim Wagner PhD, LAc

5 Star Reviews of Evergreen Acupuncture & Wellness Center

  • "I originally went to Dr. Joan Kim-Wagner for chronic neck pain. I have to say I was quite skeptical, but also desperate to get relief and nothing else was working.She is extremely knowledgeable about the human body and has fixed every complaint I have brought to her attention. That was over a year ago. Since then less than a few weeks into being treated 3 times a week I had gone from chronic pain taking 3 medications to minimal or no pain and occasionally one medication. She has also been managing my blood pressure for which I was taking 3 different medications, now down to two. The idea is to get off of all meds completely. My weight and physical condition has improved tremendously. I only visit once a week now."
    Mike W. Los Angeles, CA
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    Sarah J. Los Angeles, CA
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    KAREN N. LOS ANGELES, CA
  • "I've been coming to Evergreen for 3 years. I've had a few different chronic health conditions. Acupuncture and herbs have helped bring more balance to my body and boost my immune system. Last year I came down with a frozen shoulder. Acupuncture was a part of the healing process. It always felt better after a treatment. I've had hormone imbalance and cramps my entire life. No longer have to take pain medicine for cramps. Dr Kim is helping me through the change of life and I'm so very grateful. I am given herbs that help cool my body down so I don't have to deal with heat flashes. Thank you Evergreen for all your help!"
    JOYCE B. LOS ANGELES, CA
  • "The best acupuncture facility I've been in. The staff is very helpful and friendly. I like that Dr. Kim takes the time to explain the process before you go through with your treatment."
    PIO PAULO S. GLENDALE, CA
  • "I met Dr. Kim and her staff at the women's expo in LA. She's very nice and informative. The acupuncture has definitely helped my neck and shoulder pain. The staff here are so nice and they really listen to my needs which is a plus. They are flexible with scheduling and will always call me Back when I leave a message. In addition, they send reminder texts for my appointments which I find helpful. I also love working with Marjan who is very gentle and helpful when assisting me."
    MONIKA J. LOS ANGELES, CA
  • "I went to Joan's practice in Santa Barbara, she is normally in Santa Barbara once a week. I did the all over wellness check and Face Lift acupuncture. It was so relaxing that I fell asleep. When I woke up, I can see my lips corner totally got lift up. It was like someone had taped my chin back. She also offer weight loss treatments too. I would totally recommended this to all the brides especially!"
    QUINCY A. SANTA BARBARA, CA
  • "I started going to Evergreen Acupuncture about 4 weeks ago. I had a really bad shoulder pain that ran through my Arm down to my fingers. Dr.Kim spent time and carefully diagnosed my symptoms and explained exactly what she was going to do to turn things around. The truth is that acupuncture is one of the steps toward turning on the healing process and with her advice on my diet and my daily routine, together we solved my shoulder pain and now I am feeling better.Her staff are amazing and very professional and super accommodating.They all work as a team to make you feel comfortable and welcomed each time they see you. I am looking forward to feeling even better as I continue to work with Evergreen Acupuncture."
    EDWARD V. GLENDALE, CA
  • "I started acupuncture treatments at Evergreen 2 weeks ago. The treatments helped me with my Depression & Anxiety symptoms. I can handle stress better at my job. My energy levels started to increase. My fatigue levels started to decrease. So far I’m satisfied with my treatments. Thank you Joan Kim-Wagner."
    Depression & Anxiety Patient, LOS ANGELES, CA
  • "Over the years I have visited Dr. Kim for my chronic stiff neck and shoulders. She was able to help me to move freely. I have also had the face lift acupuncture treatment which did wonders. While I was training for the LA marathon for some reason my ankle began to swell up. I hadn't fallen or out right injured it but it didn't look good. I visited Dr. Kim and immediately felt better. Dr. Kim has a calm bedside manner and has always made me feel comfortable and relaxed. I highly recommend her."
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