You ask, “What can I do?”

1. If you need more office space or a larger home, NOW may be the time to look. Good deals are often available when properties have been on the market for a long time.

2. Hire top talent for your business. Job ads get a great response during times of low-ebb employment.

3. Remodel. Building contractors are eager to work on additions and home improvement projects when they are not busy on new-housing starts.

4. Don’t touch investments, especially if your portfolio is diversified. History shows this to be the best policy.

5. Negotiate. Whatever it is that you want, it may come at a softer price than you expect. Ask for the best offer. You may land an incredible deal!

6. Stop the depressing talk about the price of gas, food, and the failing economy. It is emotionally draining. Keep your thoughts positive. Negative thinking can’t make things better, but it does weaken you emotionally.