Insurance & Payment Methods

Insurance & Payment Methods:

At Johnson Chiropractic & Holistic Health Center, Dr. Johnson offers a variety of payment options for our patients.  We accept most health insurance providers for chiropractic care. We also work with many patients who have no insurance coverage, or who choose not to submit to insurance.

Please take note that each insurance provider offers different plans.  Though we may be in-network with your insurance provider, your insurance plan may not have chiropractic benefits.  You may get information regarding your chiropractic benefits by contacting your insurance customer service and asking for both in-network and out-of-network chiropractic benefits.

**Please note, we do not accept any insurance for functional medicine or for acupuncture services.  We are in-network for chiropractic services only. Even if an insurance plan states that they will pay for acupuncture or functional medicine, please understand that we will not submit insurance for acupuncture or functional medicine services and the amount for care will be due in full at the time of your visit.  Upon request, we will provide you with an itemized receipt if you'd like to submit on your own.  By doing this we do not guarantee that you will be reimbursed and cannot be held responsible as such. Additionally, if asked by the insurance company to provide more information we cannot due to the fact that we are not in-network for these services.  Our policy supersedes any insurance company policy in this regard. Thank you for your understanding in this matter :) 

Accepted Insurance Providers (Chiropractic Care ONLY, do not accept insurance for functional medicine or acupuncture)

We are In-Network with the following insurance providers:

• Aetna / Coventry / Plumber's & Pipefitter's

• All University of Missouri Health Care Plans
  

• Mizzou UHC Custom Network

• Anthem Blue Cross Blue Shield Commercial Plans (SORRY, we DO NOT accept  BCBS Marketplace / Obamacare Plans, or Healthy Blue)

• United Health Care Commercial Plans (do not accept UHC Community Plan/UHC Medicaid)
  

• UMR
  

• Medicare* (Traditional Federal Plan, Part B)
  

* Medicare will only pay for 80% of chiropractic spinal adjustments in the treatment of acute injuries or acute flare-ups of chronic injuries.  Other services such as your new patient examination and intake, acupuncture, or maintenance care must be paid for out-of-pocket by the patient.

We are OUT OF-Network or do not accept the the following common insurance providers.

• Medicaid (aka Missouri Health Net or Health Care USA, or Healthy Blue, UHC Community Plan)
  
• TriCare (aka Military Health Insurance) does not cover chiropractic services, unfortunately.
  
• Humana (out of network)
•  Anthem Blue Cross Blue Shield's Market Place / Obamacare Plan, Anthem BCBS Medicare, Anthem Healthy Blue
• Cigna/ASH
• Healthlink
• Anthem BCBS HEALTHY BLUE

Auto Accidents and Workers Compensation

Auto Accidents- We no longer will work on a third party lien with Auto Accidents.  We are happy to treat patients that have been in auto accidents. However, care must be paid for on each date of service either out-of-pocket or with the help of health insurance (if applicable).  If you'd like to try to get reimbursed for your care, then we will provide you with an itemized receipt after each visit that you can turn into your attorney or to the liable auto insurance company.  Thank you for your understanding.

Workers Comp - We will NOT submit claims to workers comp insurance.  Any care received during a workers comp case must be paid either out-of-pocket, or with health insurance if coverage is available.  If you'd like to submit the charges to your workers comp insurance or your HR representative we will give you an itemized receipt.

We are out-of-network for Blue Cross Blue Shield / Anthem's marketplace plan, or plans with group name "Pathways"

No Insurance / Self Pay

Patients who don't have insurance or choose not to submit to insurance find our care to be an affordable part of their health plan.  On routine office visits, many patients find that the cost of their treatment is less than many insurance co-pays! Dr. Johnson can give you an idea of your cost after the initial consultation.  Schedule a Free Initial Phone Consultation*** to find out what your financial responsibility may be.

***The Free-Initial-Consultation is a one-on-one discussion of your problem over the phone (not in office), and does not include examination, treatment, or other services. If after your consultation you agree to treatment, you are responsible for the cost of services rendered if and when you schedule your first visit.

We Accept the Following Payment Methods:

• MasterCard

• Visa

• Discover / AMEX

• Personal Check (Local Only)

• Cash

Payment Policy: Payment is due in full at the time of service.  Fees are not negotiable. Non-payment will result in collection proceedings and credit reporting.  Our clinic assumes no financial liability if a health insurance plan or other paying entity fails to pay completely for care rendered. 

Effective 08.04.2025- All Credit card transactions will incur a 3% convenience fee, which is the amount we are charged as merchants to accept your credit or debit cards.  Pay with cash or check to pay less!